SIP Calculator
Plan your financial future with precision. Calculate SIP and Lumpsum returns, adjust for inflation, and visualize growth year by year.
Invested Amount
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Est. Returns
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Total Value
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How to use SIP Calculator
- Choose 'SIP' for monthly investments or 'Lumpsum' for one-time investment.
- Enter your investment amount, expected return rate, and time period.
- Toggle 'Adjust for Inflation' to see the real value of your returns.
- Switch between 'Growth Chart' and 'Yearly Breakdown' tabs to analyze your wealth creation.
Frequently Asked Questions
How does inflation affect my returns?
Inflation reduces the purchasing power of money over time. Our calculator allows you to adjust for inflation (e.g., 6%) to see the 'real' value of your future corpus in today's terms.
What is the difference between SIP and Lumpsum?
SIP (Systematic Investment Plan) involves investing a fixed amount regularly (e.g., monthly), while Lumpsum is a one-time investment. SIPs are great for rupee cost averaging.
Can I download the yearly breakdown?
Currently, you can view the detailed year-by-year growth table directly on the page. We are working on a download feature.
What is a good expected return rate?
For equity mutual funds, a long-term average of 12-15% is often considered. For debt funds, it's usually 6-8%. However, returns are market-linked and not guaranteed.